Florida Contractor License Bond

Apply for your Florida Contractor License Bond

We are licensed in all 50 states.

Use the button, form, or links below to start your application.

Apply Now
Black Arrow
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
What does the bond cover?

Florida contractors are required to maintain a surety bond for the benefit of consumers who may be damaged as a result of defective construction or other license law violations and for the benefit of employees who have not been paid wages that are due to them.

Who needs this bond?

Florida contractors seeking to acquire a contractor's license are required to maintain a license bond.

How much does this bond cost?

The amount you pay depends on your personal credit. Individuals with good credit typically pay 1-3% of the total bond amount, while those with lower credit can pay as low as 7.5% of total bond amount. If you fill out the instant app above, you will get a free quote instantly and have the option to buy your bond online right then. If you fill out the application below, we will shop around different markets to find the best rate for you.

How do I apply?

To apply for your Florida Contractor License Bond, complete and submit the secure application below. You may also download a PDF application, and email it to apps@southcoastsurety.com, or fax it to (949)-361-9926.

Florida Law requires all construction contractor applicants to establish that they are both financially responsible and financially stable prior to issuance of their licenses. The Construction Industry Licensing Board has determined a contractor will be deemed financially responsible and stable if the following items are established:

  • There are no unsatisfied liens against the applicant or the company he or she intends to qualify;
  • There are no unsatisfied judgments against the applicant or the company he or she intends to qualify;
  • Applicant has a 660 FICO derived credit score or higher, or submits a licensing bond or irrevocable letter of credit; and
  • The licensing bond or letter of credit shall be maintained until the applicant has achieved a FICO credit score of 660 or higher.

Licensing Bonds and Letters of Credit:

  • If an applicant does not have a 660 credit score at the time of application, the applicant may still establish financial responsibility by obtaining a licensing bond or letter of credit. The amount of the bond or letter of credit depends on the type of license sought: $20,000 for Division I contractors or $10,000 for Division II contractors.
  • These amounts may be reduced to $10,000 for Division I contractors and $5,000 for Division II contractors by completing a board-approved financial responsibility course.

The Division I and II Contractor's License Surety Bond amount depends on the contractor's line of business.

Division I contractors are those licensees who currently hold or are applying for a general, residential, or building contractor license and the surety bond amount is set at $20,000.

Division II contractors are those licensees who currently hold or are applying for a contractor license other than a general, residential, or building contractor license and the surety bond amount is set at $10,000. Typical Division II contractors include HVAC, Electrical, and the like.

However, both bond amounts can be reduced by 50% ($10,000 for Division I and $5,000 for Division II) by taking a financial responsibility class and submitting the class completion certificate to the state with their application.

Contractor License Bond Florida

What Our Customers Have to Say

I have processed 2 defective title bonds through South Coast Surety and I am the type that gets worried for any little detail and want to make sure everything is done correctly the first time to prevent double work for myself and everybody. Knowing how I am both times I had to call customer service and they answered every little question I had in a very nice and gratifying way that made me feel I would not have any problems in which I did not. South Coast Surety has the ultimate best customer service.

5 Star Review

Gaby - CA
May 2019

Quotation Mark

I was shopping for a surety bond for the first time and having trouble communicating with several different companies. When I contacted South Coast Surety they responded quickly and performed the transaction quick and easy. I might have been able to find a lower price, but their professionalism was worth a couple extra dollars.

5 Star Review

KG C. - CA
April 2019

Quotation Mark

We are opening up a Mental Health Residential Treatment Center and needed a Surety bond since we will be handling some clients cash resources. I reached out to South Coast Surety, they sent me an application, paid our premium and had our bond sent to us immediately. Everyone I spoke to and emailed was courteous, attentive and responded very quickly. We will most definitely continue to get all of our bond services from South Coast.

5 Star Review

John F. - CA
September 2021

Quotation Mark

Great customer service from South Coast Surety. When I had questions about the bond and process, their customer service team assisted me with a sense of urgency and answered my questions. I recommend using their services. I will be a returning customer.

5 Star Review

P&C B. - CA
April 2021

Quotation Mark

I needed a surety bond and was referred by another company to south coast. I am very impressed with the level of customer service in every stage of issuing the bond, the rapid response to the get the bond issued and communication with the team. Great team and awesome service. I highly recommend South Coast Surety for you bond needs.

5 Star Review

Mirwais A. - CA
March 2021

Quotation Mark

I was in need of obtaining my CA Insurance Bond. I was able to obtain my required Bond quote online within minutes. I approved the quote and requested the Bond to be issued. On the same day, I received the Evidence of Coverage. Could not ask for better pricing or better service. I highly recommend South Coast Surety to meet a wide range of Bonding needs.

5 Star Review

Udo G. - NJ
January 2018

Quotation Mark

Celebrating 25 Years of Committed Surety Service

South Coast Surety has been proudly providing surety support to all fifty U.S. states for twenty years. Starting out as a small agency with a dream in San Clemente, California, we have steadily grown into one of the largest bond-only agencies in the nation. We write all commercial bonds and contract bonds for every American business and industry. Our greatest achievement is helping our clients grow their business alongside our own through coaching and obtaining larger bonding limits at the best rates. We work hard for our clients and take pride in bonding businesses that have been declined by our competitors.

San Clemente at Night
All rights reserved 2024 © South Coast Surety | CA DOI License# 0M08008
Terms and Conditions
Privacy Policy