About South Coast Surety

South Coast Surety is one of the Largest Bond Only Agencies in the country.

As a National Surety Managing General Agency, South Coast Surety provides the largest range of surety products for insurance brokers and direct accounts. We only write surety, assuring that we have the right in-house underwriting authority and surety carriers to produce the needed surety support.

The Staff at South Coast Surety are Specialists in a large variety of surety bond types. While Southern California had been our primary service area, our firm has grown to encompass all states nationwide and surety bond specialties. We are now among the largest commercial and contract bond surety producing agencies in the U.S.

Our firm’s focus on being strictly a surety bond agency ensures that we have the experience and skill to provide answers to a wide variety of surety bond needs.
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Our team is comprised of experienced surety producers and support personnel. The combined knowledge and understanding of the industry enables us to effectively and efficiently handle our client’s surety bond needs.

Our efforts are enhanced by extensive surety lines and in-house authority.

In order to warrant that our client’s are provided with the maximum available bonding capacity and efficient servicing, South Coast Surety has sought out and is able to represent most major insurance companies writing surety in the United States. Our knowledge combined with these market relationships has created a close-knit crew that makes a difference with better rates, larger limits and more responsive bonding service.

South Coast Surety has established in-house authority which has enabled us to be more responsive to our client and producing broker needs. We have also reached out and developed programs that can assist a wide spectrum of the business community.

South Coast Surety has used or uses most of the available admitted surety markets in the area. Please see our Market List for some of the surety companies we either presently or have previously written with.

Meet Our Team

Kelly Specht is a fully licensed Property and Casualty producer with licenses in all 50 states. Kelly works with her team to create and manage budgets, oversees marketing strategies, and maintains vendor, surety and customer relationships.

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Phyllis Draughon manages the day to day operations of South Coast Surety. Phyllis oversees staff, manages production, coordinates with surety underwriters, subagents and direct customers.

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Vice President
Kandis has worked hard to establish a place in the world of surety. She provides underwriting support for Commercial Surety and Contract Surety accounts and broker submitted cases. She works directly with our surety markets and oversees our account managers.

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AVP Underwriting
Richard provides contract surety support to new and established surety accounts, as well as for select insurance brokers.

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Contract Surety Producer
Sharon supervises all of Customer Service, She also Places Commercial Surety Bonds and Renewal Business with the Markets. She assists in the processing commercial bond renewal reconciliation and billings. Sharon interacts with the market underwriters on new commercial business and on renewing surety bonds.

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Supervisor of Customer Service
Derek supports both bond placement and customer service generating new and renewal bond documentation and billings. Derek interacts with all surety bond production staff.

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Bond Execution

Included in our many surety bond programs is our Bad Credit Surety Bond Program

We have a number of surety companies that will approve commercial and miscellaneous surety bonds for individuals and companies with less than standard credit.

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Bad Credit Surety Bond Program

While The Above Program is not for Contract Bonds, We do have an Express Bond program that provides aggressive support.

Almost any commercial and miscellaneous bond may be written through our Bad Credit Surety Bond Program, as long as there are no prior surety losses nor child support issues.

This includes Mortgage Broker Bonds, Finance Lender Bonds, Motor Vehicle Dealer Bonds, Contractor’s License Bonds, Court Bonds, Permit Bonds, General License Bonds and most other surety bonds.

Many start up businesses are also subject to bonding declinations. This is not because of bad credit, but a LACK of credit history to review. New companies may also qualify under this Bond Program.

Express Bond
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Insurance Brokers – Make Money With Surety Bonding

Insurance Brokers

South Coast Surety wants to make it easy for our brokers. To start receiving great service and commission income simply complete the Broker Agreement below and submit it to our staff with a copy of your insurance license.

Don’t leave money on the table. Let South Coast Surety be your back-of-house surety team. South Coast Surety represents most Corporate Insurance Companies writing Surety in the United States. All business is placed with rated Admitted Corporate Sureties.

Download Agreement
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What Our Customers Have to Say

I have processed 2 defective title bonds through South Coast Surety and I am the type that gets worried for any little detail and want to make sure everything is done correctly the first time to prevent double work for myself and everybody. Knowing how I am both times I had to call customer service and they answered every little question I had in a very nice and gratifying way that made me feel I would not have any problems in which I did not. South Coast Surety has the ultimate best customer service.

5 Star Review

Gaby - CA
May 2019

I was shopping for a surety bond for the first time and having trouble communicating with several different companies. When I contacted South Coast Surety they responded quickly and performed the transaction quick and easy. I might have been able to find a lower price, but their professionalism was worth a couple extra dollars.

5 Star Review

KG C. - CA
April 2019

We are opening up a Mental Health Residential Treatment Center and needed a Surety bond since we will be handling some clients cash resources. I reached out to South Coast Surety, they sent me an application, paid our premium and had our bond sent to us immediately. Everyone I spoke to and emailed was courteous, attentive and responded very quickly. We will most definitely continue to get all of our bond services from South Coast.

5 Star Review

John F. - CA
September 2021

Great customer service from South Coast Surety. When I had questions about the bond and process, their customer service team assisted me with a sense of urgency and answered my questions. I recommend using their services. I will be a returning customer.

5 Star Review

P&C B. - CA
April 2021

I needed a surety bond and was referred by another company to south coast. I am very impressed with the level of customer service in every stage of issuing the bond, the rapid response to the get the bond issued and communication with the team. Great team and awesome service. I highly recommend South Coast Surety for you bond needs.

5 Star Review

Mirwais A. - CA
March 2021

I was in need of obtaining my CA Insurance Bond. I was able to obtain my required Bond quote online within minutes. I approved the quote and requested the Bond to be issued. On the same day, I received the Evidence of Coverage. Could not ask for better pricing or better service. I highly recommend South Coast Surety to meet a wide range of Bonding needs.

5 Star Review

Udo G. - NJ
January 2018

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