Maryland Home Improvement Contractor's Bond

Apply for your Maryland Home Improvement Contractor's Bond

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What does the bond cover?

The bond covers homeowners who hire licensed contractors to perform home improvement work for residential buildings only.  Home improvement work is defined as alteration, remodeling, repair or replacement of a residential building or individual condominium unit. The bond ensures the contractor will comply with the Maryland Business Regulation Article, Title 8. The Homeowner is compensated for actual monetary losses due to poor workmanship or failure to perform a home improvement contract. If a claim is awarded the maximum amount a homeowner will recover is the amount paid to the contractor up to $20,000.

Who needs this bond?

A contractor who wishes to perform Home Improvement work must be licensed by the Maryland Home Improvement Commission. In order to be eligible to receive a license, they are required to meet the financial solvency guidelines or file a surety bond. The bond amount must be $20,000 with a 2 year term.

How much does this bond cost?

The average cost is $400 for a 2 year term for candidates with good credit. Rates are available for non-standard credit.

How do I apply?

To get a free bond quote for a Maryland Home Improvement Contractor's Bond, complete the online application or request a PDF application via an email to

The State of Maryland requires all Home Improvement Contractors to file a $20,000 bond for a two year period with the Maryland Home Improvement Commission. The bond guarantees that Home Improvement Contractors will follow Maryland Business Regulations relating to home improvements. The bond protects homeowners from monetary losses caused by poor workmanship or failure to complete a home improvement contract. This bond may also be referred to as the MD Home Contractor Bond or the MD Contractor's License Bond.

Home Improvement Contractor's Bond Maryland

What Our Customers Have to Say

I have processed 2 defective title bonds through South Coast Surety and I am the type that gets worried for any little detail and want to make sure everything is done correctly the first time to prevent double work for myself and everybody. Knowing how I am both times I had to call customer service and they answered every little question I had in a very nice and gratifying way that made me feel I would not have any problems in which I did not. South Coast Surety has the ultimate best customer service.

5 Star Review

Gaby - CA
May 2019

I was shopping for a surety bond for the first time and having trouble communicating with several different companies. When I contacted South Coast Surety they responded quickly and performed the transaction quick and easy. I might have been able to find a lower price, but their professionalism was worth a couple extra dollars.

5 Star Review

KG C. - CA
April 2019

We are opening up a Mental Health Residential Treatment Center and needed a Surety bond since we will be handling some clients cash resources. I reached out to South Coast Surety, they sent me an application, paid our premium and had our bond sent to us immediately. Everyone I spoke to and emailed was courteous, attentive and responded very quickly. We will most definitely continue to get all of our bond services from South Coast.

5 Star Review

John F. - CA
September 2021

Great customer service from South Coast Surety. When I had questions about the bond and process, their customer service team assisted me with a sense of urgency and answered my questions. I recommend using their services. I will be a returning customer.

5 Star Review

P&C B. - CA
April 2021

I needed a surety bond and was referred by another company to south coast. I am very impressed with the level of customer service in every stage of issuing the bond, the rapid response to the get the bond issued and communication with the team. Great team and awesome service. I highly recommend South Coast Surety for you bond needs.

5 Star Review

Mirwais A. - CA
March 2021

I was in need of obtaining my CA Insurance Bond. I was able to obtain my required Bond quote online within minutes. I approved the quote and requested the Bond to be issued. On the same day, I received the Evidence of Coverage. Could not ask for better pricing or better service. I highly recommend South Coast Surety to meet a wide range of Bonding needs.

5 Star Review

Udo G. - NJ
January 2018

Celebrating 25 Years of Committed Surety Service

South Coast Surety has been proudly providing surety support to all fifty U.S. states for twenty years. Starting out as a small agency with a dream in San Clemente, California, we have steadily grown into one of the largest bond-only agencies in the nation. We write all commercial bonds and contract bonds for every American business and industry. Our greatest achievement is helping our clients grow their business alongside our own through coaching and obtaining larger bonding limits at the best rates. We work hard for our clients and take pride in bonding businesses that have been declined by our competitors.

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