CO Public Adjuster Bond | South Coast Surety

Apply for your Colorado Public Adjuster Bond

We are licensed in all 50 states.

Use the button, form, or links below to start your application.

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What does the bond cover?

This surety bond specifically authorizes the Colorado Commissioner of Insurance to recover restitution against this surety bond for any person in this state who sustains damages resulting from the Principal's erroneous acts, failure to act, conviction of fraud, or conviction of unfair practices in his or her capacity as a public adjuster.

Who needs this bond?

Anyone applying for or renewing their Insurance Adjuster License in the state of Colorado must file this $20,000 bond with the Division of Insurance of the State of Colorado.

How much does this bond cost?

The costs of the bond are as follows:

1 year - $200
2 years - $350
3 years - $500

How do I apply?

To apply for your Colorado Public Insurance Adjusters Bond, complete and submit the application below. You may also download a PDF application, and email it to apps@southcoastsurety.com, or fax it to (949)-361-9926. If you choose to email or fax your application, please download and complete a payment form and attach it to your documents.

Your bond will be issued within 1-3 days after you submit a completed application and payment.

Please note that the effective date must be within 30 days of the issuance date.

This surety bond may also be referred to as a Public Insurance Adjuster Bond or an Adjuster Bond.

What is a surety bond, and why do I need one for my Colorado Insurance Adjuster License?

A surety bond is a three-way agreement between a Principal (the applicant for a Colorado Insurance Adjusters License), an Obligee (the State of Colorado, Division of Insurance), and a surety company (the company backing the bond). If you are applying for, or renewing, your Colorado Insurance Adjusters License, you are required to file this bond. This bond is NOT an insurance policy for the Principal; instead, a surety bond protects consumers against any dishonest or unlawful acts committed by the bonded public insurance adjuster. These acts include but are not limited to: omissions, fraud, deceit, or misrepresentation. Specifically, this bond ensures the licensed insurance adjuster will adhere to Title 10, Articles 2 & 3 of the Colorado Revised Statutes.

This $20,000 bond is issued for 1-3 years, and does not require a credit check with application. The costs of the bond are as follows:

1 year - $200
2 years - $350
3 years - $500

In the event that there is a claim filed against this bond, the surety company will make initial payments to the injured party. The Principal is then obligated to repay all damages in full, including any potential fees or penalties. In addition to repayment, the surety company may revoke the bond, at which point the Public Insurance Adjusters License will be invalid until a new bond is filed. It is important to completely understand and adhere to the terms of your license and bond to avoid any claims. A history of claims will complicate any future bond applications, as each claim is a mark against your "credit" in the bond industry.

What Our Customers Have to Say

More Reviews

I have processed 2 defective title bonds through South Coast Surety and I am the type that gets worried for any little detail and want to make sure everything is done correctly the first time to prevent double work for myself and everybody. Knowing how I am both times I had to call customer service and they answered every little question I had in a very nice and gratifying way that made me feel I would not have any problems in which I did not. South Coast Surety has the ultimate best customer service.

Gaby - CA
May 2019

I was shopping for a surety bond for the first time and having trouble communicating with several different companies. When I contacted South Coast Surety they responded quickly and performed the transaction quick and easy. I might have been able to find a lower price, but their professionalism was worth a couple extra dollars.

KG C. - CA
April 2019

We are opening up a Mental Health Residential Treatment Center and needed a Surety bond since we will be handling some clients cash resources. I reached out to South Coast Surety, they sent me an application, paid our premium and had our bond sent to us immediately. Everyone I spoke to and emailed was courteous, attentive and responded very quickly. We will most definitely continue to get all of our bond services from South Coast.

John F. - CA
September 2021

Great customer service from South Coast Surety. When I had questions about the bond and process, their customer service team assisted me with a sense of urgency and answered my questions. I recommend using their services. I will be a returning customer.

P&C B. - CA
April 2021

I needed a surety bond and was referred by another company to south coast. I am very impressed with the level of customer service in every stage of issuing the bond, the rapid response to the get the bond issued and communication with the team. Great team and awesome service. I highly recommend South Coast Surety for you bond needs.

Mirwais A. - CA
March 2021

I was in need of obtaining my CA Insurance Bond. I was able to obtain my required Bond quote online within minutes. I approved the quote and requested the Bond to be issued. On the same day, I received the Evidence of Coverage. Could not ask for better pricing or better service. I highly recommend South Coast Surety to meet a wide range of Bonding needs.

Udo G. - NJ
‍January 2018

Celebrating 25 Years of Committed Surety Service

South Coast Surety has been proudly providing surety support to all fifty U.S. states for twenty years. Starting out as a small agency with a dream in San Clemente, California, we have steadily grown into one of the largest bond-only agencies in the nation. We write all commercial bonds and contract bonds for every American business and industry. Our greatest achievement is helping our clients grow their business alongside our own through coaching and obtaining larger bonding limits at the best rates. We work hard for our clients and take pride in bonding businesses that have been declined by our competitors.