CO Public Adjuster Bond

Apply for your Colorado Public Adjuster Bond

We are licensed in all 50 states.

Use the button, form, or links below to start your application.

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What does the bond cover?

This surety bond specifically authorizes the Colorado Commissioner of Insurance to recover restitution against this surety bond for any person in this state who sustains damages resulting from the Principal's erroneous acts, failure to act, conviction of fraud, or conviction of unfair practices in his or her capacity as a public adjuster.

Who needs this bond?

Anyone applying for or renewing their Insurance Adjuster License in the state of Colorado must file this $20,000 bond with the Division of Insurance of the State of Colorado.

How much does this bond cost?

The costs of the bond are as follows:

1 year - $200
2 years - $350
3 years - $500

How do I apply?

To apply for your Colorado Public Insurance Adjusters Bond, complete and submit the application below. You may also download a PDF application, and email it to, or fax it to (949)-361-9926. If you choose to email or fax your application, please download and complete a payment form and attach it to your documents.

Your bond will be issued within 1-3 days after you submit a completed application and payment.

Please note that the effective date must be within 30 days of the issuance date.

This surety bond may also be referred to as a Public Insurance Adjuster Bond or an Adjuster Bond.

What is a surety bond, and why do I need one for my Colorado Insurance Adjuster License?

A surety bond is a three-way agreement between a Principal (the applicant for a Colorado Insurance Adjusters License), an Obligee (the State of Colorado, Division of Insurance), and a surety company (the company backing the bond). If you are applying for, or renewing, your Colorado Insurance Adjusters License, you are required to file this bond. This bond is NOT an insurance policy for the Principal; instead, a surety bond protects consumers against any dishonest or unlawful acts committed by the bonded public insurance adjuster. These acts include but are not limited to: omissions, fraud, deceit, or misrepresentation. Specifically, this bond ensures the licensed insurance adjuster will adhere to Title 10, Articles 2 & 3 of the Colorado Revised Statutes.

This $20,000 bond is issued for 1-3 years, and does not require a credit check with application. The costs of the bond are as follows:

  • 1 year - $200
  • 2 years - $350
  • 3 years - $500

In the event that there is a claim filed against this bond, the surety company will make initial payments to the injured party. The Principal is then obligated to repay all damages in full, including any potential fees or penalties. In addition to repayment, the surety company may revoke the bond, at which point the Public Insurance Adjusters License will be invalid until a new bond is filed. It is important to completely understand and adhere to the terms of your license and bond to avoid any claims. A history of claims will complicate any future bond applications, as each claim is a mark against your "credit" in the bond industry.

Publice Adjuster Bond Colorado

What Our Customers Have to Say

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May 2019

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April 2019

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September 2021

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April 2021

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5 Star Review

Mirwais A. - CA
March 2021

Quotation Mark

I was in need of obtaining my CA Insurance Bond. I was able to obtain my required Bond quote online within minutes. I approved the quote and requested the Bond to be issued. On the same day, I received the Evidence of Coverage. Could not ask for better pricing or better service. I highly recommend South Coast Surety to meet a wide range of Bonding needs.

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Udo G. - NJ
January 2018

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Celebrating 25 Years of Committed Surety Service

South Coast Surety has been proudly providing surety support to all fifty U.S. states for twenty years. Starting out as a small agency with a dream in San Clemente, California, we have steadily grown into one of the largest bond-only agencies in the nation. We write all commercial bonds and contract bonds for every American business and industry. Our greatest achievement is helping our clients grow their business alongside our own through coaching and obtaining larger bonding limits at the best rates. We work hard for our clients and take pride in bonding businesses that have been declined by our competitors.

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