CA Pension Trust / ERISA Bonds

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What does the bond cover?

This surety bond is designed to protect the qualified assets of your valuable Pension Programs. The Pension Reform Act of 1974 (also known as ERISA- Employee Retirement and Income Security Act) states that the funds of pension or profit sharing plans must be protected under a fidelity bond for 10% of the amount of funds handled. As an example, a person who manages a PSP that involves $250,000 in funds must post a bond for $25,000 (10%).

Who needs this bond?

Many companies offer pension plans and/or profit sharing programs as part of a benefit package for their employees. These programs are managed by appointed individuals associated with that company's plan, known as fiduciaries. To protect the plan and the money in these funds from fraud and dishonesty, the appointed fiduciaries need to be bonded.

How much does this bond cost?

This bond is purchased for a 3 year term and must be 10% of the amount of QUALIFIED funds handled. Below are the rates for each bond amount available for this bond. This bond does NOT cover non-qualified assets. If you do have non-qualified assets you would like covered, please complete the PDF application that will need to be sent to underwriting for review.

Bond Amount/ Premium Cost:
$10,000 /$90.00
$20,000 /$103.00
$30,000 /$125.00
$40,000 /$144.00
$50,000 /$162.00
$60,000 /$180.00
$70,000 /$197.00
$80,000 /$212.00
$90,000 /$223.00
$100,000 /$234.00
$111,000 /$240.00
$120,000 /$246.00
$130,000 /$251.00
$140,000 /$257.00
$150,000 /$263.00
$160,000 /$268.00
$170,000 /$274.00
$180,000 /$279.00
$190,000 /$284.00
$200,000 /$290.00
$210,000 /$295.00
$220,000 /$300.00
$230,000 /$306.00
$240,000 /$311.00
$250,000 /$317.00
$275,000 /$330.00
$300,000 /$344.00
$325,000 /$357.00
$350,000 /$371.00
$375,000 /$384.00
$400,000 /$398.00
$425,000 /$411.00
$450,000 /$425.00
$475,000/ $438.00
$500,000 /$452.00

How do I apply?

To get a free bond quote for an ERISA bond, follow these three simple steps:

  1. Collect your business and personal information
  2. Complete our online application or request a PDF application via email to apps@southcoastsurety.com.

If you have any additional questions, reach out to our team of surety experts at 800-361-1720

Other names for this surety bond: Fiduciary Bond, Pension Trust Bond, Pension Plan Bond, 401k Bond, Profit Sharing Plan Surety Bond

What are Pension Trust/ ERISA Bonds?

Many companies today offer pension plans and/or profit sharing programs as part of a benefit package for their employees. These programs are managed by appointed individuals associated with that company’s plan, known as fiduciaries. To protect the plan and the money in these funds from fraud and dishonesty, the appointed fiduciaries need to be bonded.

Pension Trust and ERISA Bonds California

What Our Customers Have to Say

I have processed 2 defective title bonds through South Coast Surety and I am the type that gets worried for any little detail and want to make sure everything is done correctly the first time to prevent double work for myself and everybody. Knowing how I am both times I had to call customer service and they answered every little question I had in a very nice and gratifying way that made me feel I would not have any problems in which I did not. South Coast Surety has the ultimate best customer service.

5 Star Review

Gaby - CA
May 2019

Quotation Mark

I was shopping for a surety bond for the first time and having trouble communicating with several different companies. When I contacted South Coast Surety they responded quickly and performed the transaction quick and easy. I might have been able to find a lower price, but their professionalism was worth a couple extra dollars.

5 Star Review

KG C. - CA
April 2019

Quotation Mark

We are opening up a Mental Health Residential Treatment Center and needed a Surety bond since we will be handling some clients cash resources. I reached out to South Coast Surety, they sent me an application, paid our premium and had our bond sent to us immediately. Everyone I spoke to and emailed was courteous, attentive and responded very quickly. We will most definitely continue to get all of our bond services from South Coast.

5 Star Review

John F. - CA
September 2021

Quotation Mark

Great customer service from South Coast Surety. When I had questions about the bond and process, their customer service team assisted me with a sense of urgency and answered my questions. I recommend using their services. I will be a returning customer.

5 Star Review

P&C B. - CA
April 2021

Quotation Mark

I needed a surety bond and was referred by another company to south coast. I am very impressed with the level of customer service in every stage of issuing the bond, the rapid response to the get the bond issued and communication with the team. Great team and awesome service. I highly recommend South Coast Surety for you bond needs.

5 Star Review

Mirwais A. - CA
March 2021

Quotation Mark

I was in need of obtaining my CA Insurance Bond. I was able to obtain my required Bond quote online within minutes. I approved the quote and requested the Bond to be issued. On the same day, I received the Evidence of Coverage. Could not ask for better pricing or better service. I highly recommend South Coast Surety to meet a wide range of Bonding needs.

5 Star Review

Udo G. - NJ
January 2018

Quotation Mark

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South Coast Surety has been proudly providing surety support to all fifty U.S. states for twenty years. Starting out as a small agency with a dream in San Clemente, California, we have steadily grown into one of the largest bond-only agencies in the nation. We write all commercial bonds and contract bonds for every American business and industry. Our greatest achievement is helping our clients grow their business alongside our own through coaching and obtaining larger bonding limits at the best rates. We work hard for our clients and take pride in bonding businesses that have been declined by our competitors.

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