CA Public Insurance Adjuster License Bond

Apply for your California Public Insurance Adjuster License Bond

We are licensed in all 50 states.

Use the button, form, or links below to start your application.

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What does the bond cover?

The California Insurance Adjuster bond is designed to protect consumers against any dishonest or unlawful acts committed by the public insurance adjuster. Including, but not limited to, omissions, fraud, deceit, or misrepresentation. If an insurance adjuster is found guilty of any wrong doing, the bond is in place to compensate the consumer.

Who needs this bond?

Before conducting any business, the licensed public insurance adjuster must file this $20,000 bond with the California Producer Licensing Bureau.

How much does this bond cost?

1 year: $100
2 years: $175
3 years: $250

How do I apply?

Complete the below application and submit. You can also request a PDF application via an email to

CA Public Insurance Adjuster License Bond

In the State of California, individuals and businesses applying for an insurance adjuster or public adjuster license are required to post a surety bond as part of the licensing process.

What is an insurance adjuster bond?

California insurance adjuster bonds are mandated by the California Producer Licensing Bureau as a way to ensure that insurance adjusters conduct business ethically while complying with the laws detailed in the California Insurance Code, sections 14050 and 14051.

Having a bond in place helps protect consumers against any dishonest or unlawful acts committed by the public insurance adjuster. This includes omissions, fraud, deceit, or misrepresentation.

If an adjuster violates these regulations, any damaged person may file a claim against the bond to recover financial damages.

Who needs an insurance adjuster bond in California?

The California Insurance Code defines an insurance adjuster as a person other than a private investigator who, for any consideration whatsoever, engages in the business of making an investigation for the purpose of obtaining information in the course of adjusting or participating in the disposal of any claim in connection with a policy of insurance or engages in soliciting insurance adjustment business.

How much does an insurance adjuster bond cost?

The State of California requires independent insurance adjusters to post a $2,000 bond. Public insurance adjusters are required to post a $20,000 bond.

To get your bond, you only need to pay a small percentage of the total bond amount. Below are the premiums for CA public insurance adjuster bonds based on term length:

  • 2 years: $175
  • 3 years: $225

How to become an insurance adjuster in California

You can become a California insurance adjuster by completing the following steps:

  • Submit insurance adjuster license application
  • Submit fingerprints
  • Pass the licensing exam
  • Pay all licensing and application fees
  • Complete an authorization application
  • Provide a sample contract form
  • Get an insurance adjuster surety bond

To learn more about the licensing process, visit the California Department of Insurance website.

Get your bond

South Coast Surety offers a quick and simple process for getting your California Insurance Adjuster Bond. Fill out the application above and our surety experts will get you bonded quickly.

Public Insurance Adjuster License Bond California

What Our Customers Have to Say

I have processed 2 defective title bonds through South Coast Surety and I am the type that gets worried for any little detail and want to make sure everything is done correctly the first time to prevent double work for myself and everybody. Knowing how I am both times I had to call customer service and they answered every little question I had in a very nice and gratifying way that made me feel I would not have any problems in which I did not. South Coast Surety has the ultimate best customer service.

5 Star Review

Gaby - CA
May 2019

Quotation Mark

I was shopping for a surety bond for the first time and having trouble communicating with several different companies. When I contacted South Coast Surety they responded quickly and performed the transaction quick and easy. I might have been able to find a lower price, but their professionalism was worth a couple extra dollars.

5 Star Review

KG C. - CA
April 2019

Quotation Mark

We are opening up a Mental Health Residential Treatment Center and needed a Surety bond since we will be handling some clients cash resources. I reached out to South Coast Surety, they sent me an application, paid our premium and had our bond sent to us immediately. Everyone I spoke to and emailed was courteous, attentive and responded very quickly. We will most definitely continue to get all of our bond services from South Coast.

5 Star Review

John F. - CA
September 2021

Quotation Mark

Great customer service from South Coast Surety. When I had questions about the bond and process, their customer service team assisted me with a sense of urgency and answered my questions. I recommend using their services. I will be a returning customer.

5 Star Review

P&C B. - CA
April 2021

Quotation Mark

I needed a surety bond and was referred by another company to south coast. I am very impressed with the level of customer service in every stage of issuing the bond, the rapid response to the get the bond issued and communication with the team. Great team and awesome service. I highly recommend South Coast Surety for you bond needs.

5 Star Review

Mirwais A. - CA
March 2021

Quotation Mark

I was in need of obtaining my CA Insurance Bond. I was able to obtain my required Bond quote online within minutes. I approved the quote and requested the Bond to be issued. On the same day, I received the Evidence of Coverage. Could not ask for better pricing or better service. I highly recommend South Coast Surety to meet a wide range of Bonding needs.

5 Star Review

Udo G. - NJ
January 2018

Quotation Mark

Celebrating 25 Years of Committed Surety Service

South Coast Surety has been proudly providing surety support to all fifty U.S. states for twenty years. Starting out as a small agency with a dream in San Clemente, California, we have steadily grown into one of the largest bond-only agencies in the nation. We write all commercial bonds and contract bonds for every American business and industry. Our greatest achievement is helping our clients grow their business alongside our own through coaching and obtaining larger bonding limits at the best rates. We work hard for our clients and take pride in bonding businesses that have been declined by our competitors.

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