California Collection Agency Bond

California AB 1864, the California Consumer Financial Protection Law (CCFPL) and SB 908, the Debt Collection Licensing Act, require the licensure, regulation, and oversight of California debt collectors by the Department of Financial Protection and Innovation. Starting on January 1, 2022 all persons who regularly engage in the business of debt collection are required to obtain a DFPI license and post a $25,000 Debt Collector bond.

The CA Debt Collectors Bond is in place to protect consumers from unfair, unlawful, deceptive or abusive collection practices such as threats of arrest, violence or harm. Other names for this bond include: CA Debt Collector Bond, CA Collection Agency Bond, and CA Debt Collection Licensing Act Bond

Fill out the fast, secure, online application. Our team of dedicated surety professionals will work on quickly providing you a quote at the lowest premium rate.

The California Collection Agency bond protects consumers against unfair, unlawful, deceptive or abusive collection practices.

All persons who engage in the act of debt collection on their own behalf or on the behalf of others. All persons who have a DFPI license.
The premium will vary based on credit and years of industry experience. With strong credentials, the premium can be as low as $250 for a 1 year term.

To get a free debt collector bond quote, complete our online application. You may also request a PDF application via an email to