CA Debt Collection Bond

Apply for your California Debt Collection Bond

We are licensed in all 50 states.

Use the button, form, or links below to start your application.

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What does the bond cover?

The California Collection Agency bond protects consumers against unfair, unlawful, deceptive or abusive collection practices.

Who needs this bond?

All persons who engage in the act of debt collection on their own behalf or on the behalf of others. All persons who have a DFPI license.

How much does this bond cost?

The premium will vary based on credit and years of industry experience. With strong credentials, the premium can be as low as $250 for a 1 year term.

How do I apply?

To get a free debt collector bond quote, complete our online application. You may also request a PDF application via an email to apps@southcoastsurety.com.

California AB 1864, the California Consumer Financial Protection Law (CCFPL) and SB 908, the Debt Collection Licensing Act, require the licensure, regulation, and oversight of California debt collectors by the Department of Financial Protection and Innovation. Starting on January 1, 2022 all persons who regularly engage in the business of debt collection are required to obtain a DFPI license and post a $25,000 Debt Collector bond.

The CA Debt Collectors Bond is in place to protect consumers from unfair, unlawful, deceptive or abusive collection practices such as threats of arrest, violence or harm. Other names for this bond include: CA Debt Collector Bond, CA Collection Agency Bond, and CA Debt Collection Licensing Act Bond

Fill out the fast, secure, online application. Our team of dedicated surety professionals will work on quickly providing you a quote at the lowest premium rate.

Debt Collection Bond California

What Our Customers Have to Say

I have processed 2 defective title bonds through South Coast Surety and I am the type that gets worried for any little detail and want to make sure everything is done correctly the first time to prevent double work for myself and everybody. Knowing how I am both times I had to call customer service and they answered every little question I had in a very nice and gratifying way that made me feel I would not have any problems in which I did not. South Coast Surety has the ultimate best customer service.

5 Star Review

Gaby - CA
May 2019

I was shopping for a surety bond for the first time and having trouble communicating with several different companies. When I contacted South Coast Surety they responded quickly and performed the transaction quick and easy. I might have been able to find a lower price, but their professionalism was worth a couple extra dollars.

5 Star Review

KG C. - CA
April 2019

We are opening up a Mental Health Residential Treatment Center and needed a Surety bond since we will be handling some clients cash resources. I reached out to South Coast Surety, they sent me an application, paid our premium and had our bond sent to us immediately. Everyone I spoke to and emailed was courteous, attentive and responded very quickly. We will most definitely continue to get all of our bond services from South Coast.

5 Star Review

John F. - CA
September 2021

Great customer service from South Coast Surety. When I had questions about the bond and process, their customer service team assisted me with a sense of urgency and answered my questions. I recommend using their services. I will be a returning customer.

5 Star Review

P&C B. - CA
April 2021

I needed a surety bond and was referred by another company to south coast. I am very impressed with the level of customer service in every stage of issuing the bond, the rapid response to the get the bond issued and communication with the team. Great team and awesome service. I highly recommend South Coast Surety for you bond needs.

5 Star Review

Mirwais A. - CA
March 2021

I was in need of obtaining my CA Insurance Bond. I was able to obtain my required Bond quote online within minutes. I approved the quote and requested the Bond to be issued. On the same day, I received the Evidence of Coverage. Could not ask for better pricing or better service. I highly recommend South Coast Surety to meet a wide range of Bonding needs.

5 Star Review

Udo G. - NJ
January 2018

Celebrating 25 Years of Committed Surety Service

South Coast Surety has been proudly providing surety support to all fifty U.S. states for twenty years. Starting out as a small agency with a dream in San Clemente, California, we have steadily grown into one of the largest bond-only agencies in the nation. We write all commercial bonds and contract bonds for every American business and industry. Our greatest achievement is helping our clients grow their business alongside our own through coaching and obtaining larger bonding limits at the best rates. We work hard for our clients and take pride in bonding businesses that have been declined by our competitors.

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