• Steven is responsible for the general management of the firm.
• He has thirty-five years experience in the finance industry. He started South Coast Surety more than a decade ago.
• Steven does all administration and production for the entire on line resource system.
• He controls all aspects of South Coast Surety's marketing and sales.
• He also manages the office technical information scheme.
• Steven is the primary Contract Surety Underwriter and special commercial programs underwriter.

• Lorie has been with South Coast Surety for over fourteen years.
• She is lead production control for all new surety bond business.
• Lorie is the primary production specialist for all contract bonding and subdivision bond execution.
• She interacts with production staff, surety applicants and our various surety markets.

lynn@southcoastsurety.com

• Lynn is responsible for all account payables and collections.
• Lynn reconciles all bank and market statements
• Lynn also provides support for new commercial bond production and the Wholesale Commercial Bond department..

• Kandis supervises New Commercial Surety Bonding - Manual Production.
• She is responsible for the commercial bond production requiring manual execution.
• Kandis interacts with brokers, new applicants, her department processors and the market underwriters.

KevinC@southcoastsurety.com

• Kevin pre-underwrites Commercial Surety Bonds - Manual Production and wholesale broker support
• He provides backup support for all commercial bond production
• Kevin interacts with brokers,  new applicants and the market underwriters.

• Jacqui is supervises the  New Commercial Surety Bonds - Automated Production.
• She is responsible for the commercial bond production processed with our on line systems and our on-line market programs.
• Jacqui interacts with her staff, brokers, new applicants and the market underwriters.

• Phyllis provides support on a part time basis.
• She supports the commercial bond production and renewal departments.
• Phyllis interacts with new applicants and the market underwriters.

Brenda Castillo
(Bond Processor - New Business Commercial- On Line)

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BrendaC@southcoastsurety.com

• Brenda provides support for New Commercial Surety Bonds   - Automated Production.
• She supports the commercial bond production processed with our on line systems and our on-line market programs.
• Brenda interacts with new applicants and the market underwriters.

Kelly specht
 (SUPERVISOR OF WHOLESALE PRODUCTION)

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Kellys@southcoastsurety.com

• Kelly provides support for New Commercial Surety Bonds 
   - Automated Production.
• She supports the commercial bond production processed with our on line systems and our on-line market programs.
• Kelly interacts with new applicants and the market underwriters.

Ester Conway
 (Bond Processor SUPPORT NEW BUSINESS & RENEWALS)

• Ester provides support on a part time basis.
• She supports the commercial bond production and renewal departments.
• Ester interacts with new applicants and the market underwriters.

• She supports the commercial bond production and renewal processing .
  
• She also provides other production support where and when needed.

• Elsa supervises the Commercial Renewal Business
• She is responsible for commercial bond renewal reconciliation and billings.
• Elsa interacts with her staff, established accounts renewing their surety bonds and the market underwriters.
• Elsa is also experienced with our general accounting procedures and provides backup support

SharonC@southcoastsurety.com

• Sharon supports Commercial Renewal Business
• She processes commercial bond renewal reconciliation and billings.
• Sharon interacts with established accounts renewing their surety bonds and the market underwriters.

• Mike manages contract surety bond support for 
  a number of Contract Accounts.
• Mike handles the lead for a variety of contract and miscellaneous surety bond clients.
• He also leads in the placement of Non-qualified ERISA and E&O coverage.

• Patty had been with South Coast Surety for over ten years.
• She has nearly three decades of combined insurance and surety experience.
• Patty produces a variety of contract and miscellaneous surety bonds.
• Patty will be retired in April, 2006; but makes an appearance from time to time.

• Kyle is responsible for seeing that his homework is done.
• He also provides entertaining distractions for the South Coast Surety Staff.
• Kyle also fills the important role of helping to equalize the male population in the office.